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Average Cachet customer savings on ride-hailing insurance, compared to premiums elsewhere.
Current Cachet users, based on the customer satisfaction score.
Cachet launches a new partnership HDI Gloal SE and Bolt Drive in Germany to revolutionize fleet insurance.
This collaboration extends Cachet’s presence in Germany, building on its micromobility and gig work solutions for RideMovi and TaskRabbit. For the first time, Cachet’s complete platform-enabling insurance technology will support every vertical in Germany. A major milestone in its European expansion.
With Germany becoming one of Europe’s largest shared mobility markets, fleet owners are increasingly looking to operate efficiently while managing rising risks and costs. Cachet’s data-driven platform delivers flexible insurance that adapts over time. Alongside tools to incentivize safe driving, it helps operators manage risks as they emerge.
Hedi Mardisoo, CEO and Co-Founder of Cachet, expressed her enthusiasm for the partnership:
“Expanding alongside Bolt Drive, with the support of HDI Global SE, in Germany is a proud moment for Cachet and a testament to our commitment to redefining insurance for Europe’s platform economy.”
She went on to highlight the broader impact of shared mobility:
“Shared mobility is transforming urban transportation rapidly in Germany, and our solutions are designed to meet this evolution—enabling operators like Bolt Drive to scale with confidence and sustainability.”
This partnership builds on Cachet’s successful collaboration with Bolt Drive in the Baltics and Czech Republic, extending into a new region together. By combining tailored coverage with real-time insights, Cachet is helping Bolt Drive to continue transforming fleet efficiency, safety, and scalability in Europe’s most competitive markets.
On the launch Diego Ramirez-Goelz, Regional Manager Central Europe at Bolt Drive, remarked:
“Scaling car-sharing operations in Germany’s dynamic market demands flexibility and innovation. With Cachet’s data-driven solutions and the support of HDI Global SE, we’ve unlocked an insurance model that adapts to our needs and empowers safe we’ve unlocked an insurance model that adapts to our needs and empowers safe, efficient operations. Building on our success in the Baltics and in the Czech Republic, this partnership ensures we can confidently operate in Germany, delivering smarter mobility that meets the evolving demands of our cities and users.”
This partnership completes Cachet’s presence across Germany’s platform economy—from micromobility to gig work and now automotive. Kalle Palling, COO and Co-Founder of Cachet called the move the “final piece of the puzzle” in the market and emphasized the significance of the collaboration:
“It’s proof of our ability to adapt to diverse operator needs across the platform lifestyle. By working with HDI Global SE, we’re enabling Bolt to operate with confidence in one of Europe’s most exciting markets, thanks to the power of adaptive insurance.”
About Cachet
Cachet is a leading InsurTech that designs better insurance for people and companies in the European platform economy. Our technology manages and embeds insurance, aggregates gig work and asset usage data. Providing a vastly-improved insurance cover to both users and platforms. Founded in 2018 the company, today we’re supporting platform-driven businesses from Tallinn to Milan—and everywhere in between.
Whether you’re adapting to regional needs or expanding across Europe, Cachet simplifies the process.
Running a fleet has its challenges. Reckless driving adds more claims, irresponsible drivers raise operational costs – we get it. Let’s see how Cachet Mobility’s driver verification tackles these problems and changes the game for fleet managers.

Fleet managers grapple with the aftermath of reckless driving: safety concerns, increased claims, repair costs, and downtime. A vehicle in repair isn’t earning revenue. That’s why we built Cachet Mobility’s Driver Verification. The advanced rating system identifies and rewards good driving, spots reckless drivers, and promotes responsible habits. The result? Fewer claims, lower costs, and a healthier bottom line. It also helps to avoid insurance premium spikes.

With Cachet Mobility, onboarding drivers is a breeze. Fleet managers can easily upload drivers directly or send invites through the system. Telematics lets you monitor their ratings based on how they treat your vehicles. All of a sudden, risk assessment also helps build a culture of responsibility. Make informed decisions about who handles your assets, use data to implement targeted training, and reward responsible behavior. A win for safety helps forge long-term relationships with drivers who care.
Ready to take your fleet’s safety and efficiency to the next level? Book a demo and let’s talk!
It’s a happy day at Cachet. We’ve launched a product that provides market-leading accident cover for Polish couriers and other bike and scooter riders, whether they’re at home or abroad. PAI for Riders is available for purchase immediately on the web at cachet.me, as well as in our iOS and Android apps.
In partnership with Allianz Partners, PAI provides compensation for bodily injuries, medical expenses, and loss of income due to disability or death.
10 000 zł covers costs just 18zł per year – one latte at a nice cafe. 20 000 zł protection is available for 36zł per year. Bike PAI covers gig work as well as personal rides. Coverage isn’t limited to Polish territory, either. It travels with the customer, anywhere in the world.
“In the expanding platform economy, many people, particularly last-mile delivery couriers, have been risking potentially costly accidents without a proper safety net. They’re the backbone of on-demand services, but have been dangerously exposed. Luckily, that is now over.” said Danuta Żukowska, Cachet’s General Manager CEE.
Accidents are always unexpected, you never have them until you’re having them. Still, there are common risks that can often be mitigated by good street manners and paying attention:
Cachet’s novel insurance products are designed to fit the changing work and lifestyles. Drivers and riders now have flexible coverage options that weren’t available just a couple of years ago. The launch of Bike PAI is another example, how traditionally slow-moving insurance is transformed by digital innovation.
Get insured, ride responsibly, and have fun out there!
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